Unlock the value already in your points.

The CFO for your points ecosystem.

The CFO for your points ecosystem.

Points CFO helps UK business owners and high spenders discover the value they are leaving behind in loyalty points, then close the gap with precise, executable strategy.

Points CFO helps UK business owners and high spenders discover the value they are leaving behind in loyalty points, then close the gap with precise, executable strategy.

£20k+

monthly card spend

ROI

measured, not guessed

Rewards Gap Calculator

Estimate the conservative annual value left on the table by your current card setup.

Annual reward gap
£3,804

Current value £2,400.00 → optimized value £6,204.00 (159% uplift).

Process

Four steps from hidden leakage to executable value.

Four steps from hidden leakage to executable value.

01

Quantify spend

Map monthly business and personal card spend into categories that actually affect points yield.

02

Find leakage

Compare your current earn and redemption pattern against a higher-yield, realistic setup.

03

Build the strategy

Recommend card mix, category routing, redemption approach, and operational guardrails.

04

Execute cleanly

Turn the plan into a repeatable points operating system with measured outcomes.

Clients

Designed for serious spend, not casual travel hacking.

Designed for serious spend, not casual travel hacking.

Business owners

High monthly operational spend, multiple suppliers, and a need for a system that does not add admin burden.

High spenders

Substantial personal or household spend where redemption strategy matters more than collecting points.

Finance-led teams

Companies that want rewards treated like a financial asset, with rules, accountability, and outcomes.

Pricing

Clear engagement options, measured against value recovered.

Clear engagement options, measured against value recovered.

Free health check

£0

A focused gap estimate and summary report to determine whether deeper optimisation is worthwhile.

Points Audit

£149

Full diagnostic report covering earn rate analysis, transfer partner map, expiry risk calendar, card recommendations, and 12-month optimisation roadmap. Delivered within 24 hours.

Independent recommendations

Value-first financial lens

Built for execution

UK cards only · No affiliate bias · FCA authorisation in progress

Points CFO

Unlock the value already in your points.